:root{

--primary:#0B3B75;

--secondary:#C62828;

--text:#1E293B;

--light:#F8FAFC;

--white:#FFFFFF;

--border:#E5E7EB;

--shadow:0 15px 40px rgba(0,0,0,.08);

--radius:18px;

}

*{

margin:0;

padding:0;

box-sizing:border-box;

}

html{

scroll-behavior:smooth;

}

body{

font-family:'Inter',sans-serif;

font-size:16px;

color:var(--text);

background:#fff;

overflow-x:hidden;

}

section{

padding:100px 0;

}

.container{

max-width:1200px;

}

img{

max-width:100%;

display:block;

}

a{

text-decoration:none;

transition:.3s;

}

.btn-primary-custom{

background:var(--secondary);

color:#fff;

padding:15px 32px;

border-radius:10px;

font-weight:600;

display:inline-block;

}

.btn-primary-custom:hover{

background:#b71c1c;

color:#fff;

}

.btn-outline-custom{

border:2px solid var(--primary);

padding:15px 32px;

border-radius:10px;

color:var(--primary);

font-weight:600;

display:inline-block;

}

.btn-outline-custom:hover{

background:var(--primary);

color:#fff;

}

.section-tag{

font-size:13px;

font-weight:700;

letter-spacing:2px;

text-transform:uppercase;

color:var(--secondary);

margin-bottom:15px;

display:block;

}

.section-title{

font-size:52px;

font-weight:700;

line-height:1.15;

color:var(--primary);

margin-bottom:20px;

}

.section-description{

font-size:18px;

line-height:1.8;

color:#555;

}


/*============================

HEADER

=============================*/

.top-header{

background:#fff;

padding:18px 0;

border-bottom:1px solid #ececec;

}

.logo-area img{

height:58px;

}

.company-info{

display:flex;

justify-content:center;

gap:45px;

font-size:14px;

line-height:1.6;

}

.company-info strong{

color:#0B3B75;

}

.header-contact{

display:flex;

justify-content:flex-end;

align-items:center;

gap:15px;

}

.header-contact i{

font-size:28px;

color:#0B3B75;

}

.header-contact strong{

display:block;

font-size:20px;

color:#0B3B75;

}

.header-contact span{

display:block;

font-size:13px;

color:#777;

}

/*============================

NAVBAR

=============================*/

.custom-navbar{

background:#0B3B75;

padding:0;

position:sticky;

top:0;

z-index:999;

box-shadow:0 8px 20px rgba(0,0,0,.08);

}

.custom-navbar .nav-link{

color:#fff;

font-size:15px;

font-weight:600;

padding:22px 18px;

transition:.3s;


}

.custom-navbar .nav-link:hover{

color:#fff;

background:#08305f;

}

.custom-navbar .nav-link.active{

background:#C62828;

}

.consult-btn{

background:#C62828;

color:#fff;

padding:12px 24px;

border-radius:8px;

font-weight:700;

margin-left:20px;

transition:.3s;

}

.consult-btn:hover{

background:#B71C1C;

color:#fff;

}

.navbar-toggler{

background:#fff;

}




/*======================

HERO

=======================*/

.hero-section{

position:relative;

padding:90px 0;

background:#f8fbff;

overflow:hidden;

}

.hero-overlay{

position:absolute;

right:0;

top:0;

width:50%;

height:100%;

background:url('../images/hero-bg.jpg');

background-size:cover;

background-position:center;

opacity:.10;

}

.hero-tag{

display:inline-block;

font-size:13px;

font-weight:700;

letter-spacing:2px;

color:#C62828;

margin-bottom:20px;

}

.hero-section h1{

font-size:72px;

font-weight:800;

line-height:1.05;

color:#0B3B75;

margin-bottom:25px;

}

.hero-section h1 span{

color:#C62828;

}

.hero-section p{

font-size:20px;

line-height:1.8;

color:#555;

margin-bottom:30px;

max-width:600px;

}

.hero-list{

display:grid;

grid-template-columns:1fr 1fr;

gap:15px;

margin-bottom:40px;

}

.hero-list div{

font-weight:600;

font-size:17px;

}

.hero-buttons{

display:flex;

gap:20px;

}

.btn-red{

background:#C62828;

padding:16px 34px;

border-radius:10px;

color:#fff;

font-weight:700;

}

.btn-red:hover{

background:#b71c1c;

color:#fff;

}

.btn-blue{

border:2px solid #0B3B75;

padding:16px 34px;

border-radius:10px;

font-weight:700;

color:#0B3B75;

}

.btn-blue:hover{

background:#0B3B75;

color:#fff;

}

.founder-card{

background:#fff;

border-radius:25px;

overflow:hidden;

box-shadow:0 25px 60px rgba(0,0,0,.12);

max-width:520px;

margin-left:auto;

}

.founder-card img{

width:100%;

height:500px;

object-fit:cover;

}

.founder-content{

padding:30px;

text-align:center;

}

.founder-content h3{

font-size:34px;

color:#C62828;

margin-bottom:10px;

}

.founder-content p{

margin:0;

font-size:18px;

color:#222;

}

.founder-content small{

display:block;

margin-top:10px;

font-size:15px;

color:#666;

}

/*============================

STATISTICS

=============================*/

.stats-section{

    margin-top:-40px;

    position:relative;

    z-index:10;

}

.stats-wrapper{

    background:#fff;

    border-radius:24px;

    overflow:hidden;

    box-shadow:0 20px 50px rgba(0,0,0,.08);

}

.stat-box{

    padding:45px 25px;

    text-align:center;

    border-right:1px solid #ECECEC;

    transition:.3s;

}

.stat-box:hover{

    background:#FAFCFF;

}

.stat-icon{

    width:70px;

    height:70px;

    margin:0 auto 20px;

    border-radius:50%;

    background:#F5F8FF;

    display:flex;

    align-items:center;

    justify-content:center;

}

.stat-icon img{

    width:36px;

}

.stat-box h2{

    color:#0B3B75;

    font-size:48px;

    font-weight:800;

    margin-bottom:10px;

}

.stat-box p{

    margin:0;

    font-size:18px;

    font-weight:600;

    color:#333;

}

.stat-box span{

    display:block;

    margin-top:8px;

    color:#777;

    font-size:15px;

}


/*==============================

SERVICES

==============================*/

.services-section{

    padding:130px 0;

}

.service-card{

    background:#fff;

    border-radius:20px;

    padding:40px;

    box-shadow:0 15px 40px rgba(0,0,0,.06);

    transition:.35s;

    height:100%;

    border:1px solid #eee;

}

.service-card:hover{

    transform:translateY(-10px);

    box-shadow:0 30px 60px rgba(0,0,0,.10);

}

.service-icon{

    width:82px;

    height:82px;

    border-radius:50%;

    display:flex;

    align-items:center;

    justify-content:center;

    margin-bottom:25px;

}

.service-icon img{

    width:42px;

}

.blue{

    background:#EDF4FF;

}

.red{

    background:#FFECEC;

}

.orange{

    background:#FFF1E5;

}

.green{

    background:#EEFBEF;

}

.purple{

    background:#F4EDFF;

}

.navy{

    background:#EEF5FF;

}

.service-card h3{

    color:#0B3B75;

    font-size:28px;

    margin-bottom:18px;

}

.service-card p{

    line-height:1.8;

    color:#666;

    margin-bottom:25px;

}

.service-card a{

    color:#C62828;

    font-weight:700;

}


/*========================

ABOUT

=========================*/

.about-section{

    padding:120px 0;

    background:#ffffff;

}

.about-image{

    border-radius:24px;

    overflow:hidden;

    box-shadow:0 20px 50px rgba(0,0,0,.08);

}

.about-image img{

    width:100%;

    height:680px;

    object-fit:cover;

}

.about-features{

    display:grid;

    grid-template-columns:repeat(2,1fr);

    gap:18px;

    margin:40px 0;

}

.feature{

    display:flex;

    align-items:center;

    gap:14px;

    font-weight:600;

    color:#24364B;

}

.feature img{

    width:28px;

    height:28px;

}


/*========================

INDUSTRIES

=========================*/

.industries-section{

padding:120px 0;

background:#F7FAFD;

}

.industry-card{

background:#fff;

padding:55px 30px;

text-align:center;

border-radius:18px;

box-shadow:0 15px 35px rgba(0,0,0,.05);

transition:.35s;

height:100%;

}

.industry-card:hover{

transform:translateY(-8px);

box-shadow:0 25px 55px rgba(0,0,0,.10);

}

.industry-card img{

width:65px;

margin:0 auto 20px;

}

.industry-card h5{

font-size:18px;

font-weight:700;

color:#0B3B75;

margin:0;

}



/*========================

PROCESS

=========================*/

.process-section{

padding:120px 0;

background:#ffffff;

}

.process-wrapper{

display:flex;

align-items:flex-start;

justify-content:space-between;

margin-top:70px;

}

.process-step{

width:18%;

text-align:center;

position:relative;

}

.step-circle{

width:80px;

height:80px;

margin:auto;

border-radius:50%;

background:#0B3B75;

color:#fff;

display:flex;

align-items:center;

justify-content:center;

font-size:26px;

font-weight:700;

margin-bottom:25px;

box-shadow:0 15px 35px rgba(11,59,117,.18);

}

.process-step h4{

font-size:22px;

margin-bottom:12px;

color:#0B3B75;

}

.process-step p{

font-size:15px;

line-height:1.7;

color:#666;

}

.step-line{

width:6%;

height:3px;

background:#D9E2F0;

margin-top:40px;

}


/*========================

INSURANCE

=========================*/

.insurance-section{

padding:120px 0;

background:#F7FAFD;

}

.insurance-box{

background:#fff;

padding:60px;

border-radius:24px;

box-shadow:0 20px 50px rgba(0,0,0,.06);

height:100%;

}

.loan-box{

background:#fff;

padding:60px;

border-radius:24px;

box-shadow:0 20px 50px rgba(0,0,0,.06);

height:100%;

display:flex;

flex-direction:column;

justify-content:center;

}

.insurance-card{

text-align:center;

padding:35px 20px;

margin-top:30px;

border:1px solid #eee;

border-radius:16px;

}

.insurance-card img{

width:70px;

margin:auto auto 20px;

}



/*========================

CONTACT

=========================*/

.contact-section{

padding:120px 0;

background:#fff;

}

.contact-info{

background:#0B3B75;

color:#fff;

padding:60px;

border-radius:24px;

height:100%;

}

.contact-info h2{

margin:20px 0;

font-size:42px;

}

.contact-info p{

line-height:1.9;

}

.contact-info ul{

margin-top:35px;

padding-left:0;

list-style:none;

}

.contact-info li{

margin-bottom:20px;

line-height:1.7;

}

.enquiry-box{

background:#fff;

padding:60px;

border-radius:24px;

box-shadow:0 20px 60px rgba(0,0,0,.08);

}

.form-control,

.form-select{

height:56px;

border-radius:10px;

margin-bottom:10px;

}

textarea.form-control{

height:auto;

}


/*========================

FOOTER

=========================*/

.footer{

background:#072E5A;

padding:80px 0 30px;

color:#fff;

}

.footer h5{

margin-bottom:25px;

}

.footer ul{

list-style:none;

padding:0;

}

.footer li{

margin-bottom:12px;

}

.footer a{

color:#ddd;

text-decoration:none;

}

.footer p{

color:#ddd;

line-height:1.8;

}

.footer hr{

border-color:rgba(255,255,255,.15);

margin:50px 0 30px;

}

.copyright{

text-align:center;

color:#aaa;

}




/*==========================
MOBILE RESPONSIVE
===========================*/

@media (max-width:991px){

.hero-section{

padding:60px 0;

}

.hero-content{

text-align:center;

}

.hero-content h1{

font-size:52px;

line-height:1.1;

}

.hero-image{

margin-top:50px;

}

.stats-row{

display:grid;

grid-template-columns:repeat(2,1fr);

gap:20px;

}

.services-grid{

grid-template-columns:1fr;

}

.about-section .row{

flex-direction:column-reverse;

}

.about-image{

margin-top:40px;

}

.industry-grid{

grid-template-columns:repeat(2,1fr);

gap:20px;

}

.contact-section .row{

flex-direction:column;

}

.footer .row>div{

margin-bottom:40px;

}

}

@media (max-width:991px){

.process-wrapper{

display:flex;

flex-direction:column;

align-items:center;

gap:40px;

}

.step-line{

width:3px;

height:45px;

background:#d9d9d9;

margin:0;

}

.process-step{

width:100%;

max-width:320px;

text-align:center;

}

}